“Because they assume that as your a lad/man your totally possible to accident. And girls wont? Its not the age there’s a lot of ladies that are into cars & are racers. There in the same way more likely to accident imo. It willnot be stereotypical that males can destroy there vehicle. Yes I love vehicles but I would never consider risks in my first few years. It draw that I cant get an inexpensive insurance price for my moms 1.2 VW Polo. However a female friend of quarry of the same era (18) could possibly get covered over a 1.6 mini cooper for 1700. Thats not even her first car! While she was 17 she was driving a mercedes kompressor