“We live-in MinnesotaI benefit the state of Texas and subscribe to wellness select insurance does it include treatment that is MHMR for despair?

I was in a today however it wasnt my fault my insurance is approximately a month late another driver has insurance full-coverage what is likely to occur

“I’m not considering driving anyone elseis auto it’s just that my mama doesn’t want to fit me on her insurance because she says that it’s going to be too costly on her (despite the fact that I would spend her for my part). Factor is I donot possess a vehicle but do intend on financing an ar very soon