May I possess insurance within my dads & a car title in my title?

“It would be a Kawasaki ninja zx6r it is a 2006 and 600 cc engine. I’m 16 and are now living in northwestern California… I would get coverage. that is minimum I’d also be putting onto my dads auto insurance plan and that I could be obtaining a 20% discount permanently driver etc. onto it will be About how much do you think the insurance