Is there ways to circumvent costly motor insurance for a 19-year old boy in the UK?

Our daughter (17) had agreement to generate his dad’s car towards the store when he was staying in his household. Our child is in a accident as well as the car is totaled. I currently discover his dad does not have insurance to the car. Am I accountable for exchanging the car? Does his uncle have any obligation in any respect? I have full coverage on my vehicles. Will my insurance start working at any level?

I dont want to enter my personal information all. it doesnt need to be precisely i just need like a standard calculator. I dont mind such as the incident data or my car information however”I was one hour from my property in nebraska whenever they discovered and my parents will destroy me