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    What are the financial services industry and how has it helped shape modern society? Financial services refer to the commercial financial services offered by the finance sector, which includes all banks, credit unions, mortgage companies, financial broker-banks and insurance companies. The services these sectors offer include buying and selling of stocks, developing and refinancing businesses, providing loans and dealing in securities, dealing with public finance, managing money for organizations and managing personal finances.

    The main role of the financial services industry is to help in money management. In fact, it is one of the main engines of the economy. The entire financial system depends on the functioning of financial advisors. There are many kinds of jobs available in this sector.

    There are many financial advisors who provide advice concerning investment, savings and money management. They advise individual as well as corporate clients. There are investment banks which deal exclusively with stocks, currencies, commodities and bonds. In addition there are currency trading banks that trade international currencies. There are also personal finance advisors who provide advice regarding investment, saving and money management. They work closely with individuals and families to help them set up a solid financial structure.

    Another type of jobs found in the financial services industry is venture capital. Venture capital companies provide capital for start-up ventures and growth of business. Venture capitalists also look out for business opportunities. In the past, venture capital firms were mainly banks or private equity firms.

    digital refers to the investment activities of corporations. Some of the corporate finance activities include buying of company shares, partnership investments and issue of debt. Capital formation is one of the tasks of corporate finance. In addition, mergers and acquisitions, asset protection transactions, financing asset tests, mortgage packaging and commercial real estate are some other corporate finance related activities. Corporate finance has a significant role in organizations and therefore, professionals associated with this field are highly experienced and educated.

    Apart from these jobs, there are many other jobs available in the financial services industry. Many financial advisors provide investment advice to individual as well as corporate clients. Financial advisors may work independently or may be employed by investment banks, investment companies and mortgage financial institutions. Many financial advisors are self-employed and may work part time, through an agency or as a permanent employee of investment banks, insurance companies and mortgage financial institutions.

    Many public sector banks hire financial advisors. The financial advisors who work for public sector banks may work with individual bank customers or with large financial institutions like credit unions and insurance companies. Public sector banks have direct access to government support, so they require qualified staff to serve customers. Most public sector banks have branches in regions and communities across the country. The staff members of financial advisors with public sector banks may also belong to professional organizations, which represent the interests of different sections of the banking community.

    Investment banks hire financial advisors to manage their investments. Investment banks are run by Wall Street banks. These banks hire experienced people to run day to day operations of investment banks. Many investment banks employ financial advisors with financial services experience to help their clients manage their investments on a daily basis.

    Another segment that makes up the financial services industry is mortgage finance. Mortgage finance involves lending money to individuals or businesses on the basis of mortgage repayments. People who require mortgage finance often have poor credit or a poor credit score. This often results in a delay in getting a loan. However, once a loan is approved, the money can be used for any number of purposes including home improvements, education and business financing.

    digital that falls under the finance industry is the healthcare finance industry. Healthcare finance industry involves buying health care products from manufacturers at wholesale prices and then selling the products to hospitals, clinics or private individuals. Healthcare finance industry also includes property investing. Real estate professionals can buy houses, condos and other real estate properties and resell them for a profit. Finance professionals can work with healthcare administrators to purchase and rehabilitate hospitals, clinics and other healthcare facilities.

    The fourth largest segment of the finance industry is that of corporate finance. Corporate finance involves working with corporations to obtain new money management technologies or ways of managing their money flow. Corporations can use corporate credit facilities for short-term loans, long-term ones or both. They can also use their money management departments to undertake any number of transactions from purchasing real estate assets to opening new accounts.