Very first time driver (18 years old) just how much can I purchase motor insurance ?

“Huh. I recently did an internet estimate with the thing along with modern insurance suggests $360/month for protection. is this standard. I’m 35 years old”I’m a new driver but my insurance goes in my own brother’s name who’s an experiance driver”Don”My partner and that I are moving shortly from PHX”Should you get a motorcycle with no bike license but using a valid drivers license can it be the same charge as driving with out a certificate